U.S. Banking for Canadians
If you spend any significant amount of time in the United States you should have U.S. bank and credit accounts setup. Your Canadian banks and credit companies charge huge currency fees for every day transactions so if you spend money in the U.S., you should setup banking in the U.S. Transferring money between your Canadian and U.S. accounts has never been easier with online banking, and with no fees to get accounts setup it just makes sense, let us show you how!
- U.S. Checking and Savings Bank Accounts
- U.S. VISA Credit Card Accounts
- Personal and Home Equity Lines of Credit
U.S. Bank Accounts for Canadians
Instantly move and exchange your money between Canada and the U.S. online, deposit checks with your phone, pay your U.S. bills online and avoid all foreign transaction fees. It’s freedom and flexibility you just don’t get with a traditional Canadian U.S. dollar account.
U.S. Checking Accounts for Canadians
- No transaction fees to use any ATM in the USA
- Easily access your money through online or telephone banking
- Unlimited transactions & preferred foreign exchange rates
U.S. Savings Accounts for Canadians
- Automatically exchange and instantly transfer money for free
- Easily access your money through online or telephone banking
- FDIC insured funds up to $250,000 per ownership category
U.S. Credit Card Accounts for Canadians
A U.S. credit card offers Canadians traveling to the U.S. the protection, travel perks, rewards and convenience you deserve. Apply for a U.S. credit card using your Canadians credit history. Use your U.S. credit card anywhere Visa is accepted, online and over the phone.
Why Get a U.S. Credit Card?
- Avoid currency fluctuations for U.S. dollar transactions
- Earn Travel Rewards to redeem for travel, cash back, merchandise
- Enjoy Built-in Insurance Benefits That Protect You and Your Money
- Enjoy exclusive premier concierge and travel privileges
- Use your Canadian credit history to qualify
- Start establishing a U.S. credit history
U.S. Line of Credit Products for Canadians
Why pay interest on a Canadian line of credit PLUS foreign exchange and wire fees to use the money in the U.S.? Enjoy easy, low-cost access to U.S. credit products including unsecured personal lines of credit and secured home equity lines of credit.
Home Equity Line of Credit for Canadians
- Borrow Up To 80% of the Value of Your US Property
- Make Interest-Only Payments for Up to 10 Years
- Variable Rates Based on the Wall Street Journal Prime Rate
Personal Line of Credit for Canadians
- Easy Access to Money Once Your Account is Set Up
- Avoid Currency Exchange Fees When You Need Money in the U.S.
- Convenient Access by Check, Phone or Online Transfer